Financial Literacy Syllabus and Pacing Guide

Annette
Published on September 27, 2014

Teacher: Annette M. Williams Office: 706-748-4029 Email: williams.annette@muscogee.k12.ga.us Room 1438 Career Tech Student Organization Competencies in the co-curricular student organization, Future Business Leaders of America ( FBLA ), are integral components of both the employability skills standards and content standards for this course. All students are highly encouraged to become an active member of FBLA by filling out a membership application, paying dues (20 annually-includes T-shirt), and attending monthly meetings). 3 Insurance and Risk Management FIN-FL-1, 11, and 12 2.5 Consumer Rights FIN-FL-1, 8, and 12 3 Testing, Reviews & Administrative Tasks Georgia Performance Standards FIN-FL-1 Demonstrate employability skills required by business and industry. FIN-FL-2 Identify various forms of income, and analyze and evaluate factors that affect income as a part of the career decision-making process. FIN-FL-3 Analyze taxes in the United tates and evaluate the effect on personal income. FIN-FL- Develop and evaluate a spending and savings plan while applying rational decision making to personal spending and saving choices. FIN-FL-5 Analyze checking accounts and other banking services and explain how financial institutions channel funds from savers to investors. FIN-FL-6 Analyze factors that affect the choice of credit, the cost of credit, and the legal aspects of using credit. FIN-FL-7 Evaluate savings and investment options to meet short- and long-term goals. FIN-FL-8 Analyze laws and options available to consumers for protection from deceptive or unfair business practices. FIN-FL-9 Evaluate how to help deter, detect, and defend against identify theft. FIN-FL-10 Evaluate various consumer loan options and analyze factors that affect lending decisions. FIN-FL-11 Explain the principles of risk management and insurance as a strategy to protect against financial loss. FIN-FL-12 Explore how related student organizations are integral parts of career and technology education courses through leadership development, school and community service projects, entrepreneurship development, and competitive events. Evaluation / Assessment Mastery of standards will be achieved through formative assessments (project-based learning, leadership development activities) and summative assessments (tests/quizzes) Internet Acceptable Use Use of the Internet must be in support of education and research and consistent with the educational objectives of the Muscogee County School District . The use of the Internet is a privilege , not a right, and inappropriate use will result in cancellation of those privileges. Any student user not complying with the Muscogee County School District Internet Acceptable Use Agreement shall lose Internet privileges for a period of not less than one week. Grade Calculations  Daily Work 55%  Projects/Tests 35%  Work Ethics 10% = 100% 100-90%=A 89-80%=B 79-70%=C 69-0%=F